Stafford Loan FAQs. What’s the distinction between unsubsidized and subsidized Stafford loans? Federal Subsidized Stafford Loans: Need-based loans open to undergraduate and graduate pupils enrolled at least half-time. Interest will not accrue from the loan as the pupil is enrolled … Lire la suite de Stafford Loan FAQs. What’s the distinction between unsubsidized and subsidized Stafford loans?